Rank #1 · portfolio
Reduce oversized single-name exposure
VTI exceeds 30% concentration limit (37.2%).
Score
64.5
Impact: 82
Urgency: 78
Effort: 25
VTI exceeds 30% concentration limit (37.2%).
Net worth maximizer
Highest-value moves
Scores actions by impact, urgency, and effort so you work the highest-leverage moves first.
Rank #2 · business
Convert Alamo strategy ideas into concrete board actions
Consolidate manufacturing footprint in Vegetation Management
Score
41.3
Impact: 50
Urgency: 68
Effort: 50
3 missing business facts are still limiting board-level confidence.
Rank #3 · retirement
Reduce future portfolio funding pressure
Add the household's annual spending target and identify which expenses are essential versus flexible.
Score
39.7
Impact: 48
Urgency: 62
Effort: 40
The retirement workspace still needs additional facts before the income plan can be fully pressure-tested.
Rank #4 · tax
Harvest losses against realized gains
1 harvest candidates could reduce this year's tax drag.
Score
27.3
Impact: 32
Urgency: 45
Effort: 30
Filing status and tax bracket are missing from tax intake.