Rates and markets

Market and rate context for planning decisions

Watch interest rates, inflation, volatility, and market conditions that affect withdrawals, risk, cash management, and retirement planning.

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Markets

Economic indicators and market data from FRED

Updated 3/22/2026, 7:22:46 AM
Policy
5.35%
Fed Funds Rate
+0.00
Rates
4.48%
10-Year Treasury
+0.04
Equities
5328.69
S&P 500
+18.15
Volatility
15.58
VIX
+0.88

Interest Rates

10-Year Treasury4.48%
2-Year Treasury4.73%
Yield Curve-0.07%

Economic Indicators

Unemployment3.74%
CPI313.39idx
30Y Mortgage7.10%

S&P 500

All Indicators

IndicatorValueChangeTrend
Fed Funds Rate
Federal Funds Effective Rate...
5.35%+0.00
10-Year Treasury
Market yield on U.S. Treasury securities at 10-yea...
4.48%+0.04
2-Year Treasury
Market yield on U.S. Treasury securities at 2-year...
4.73%+0.01
Yield Curve
10-Year Treasury Minus 2-Year Treasury (Yield Curv...
-0.07%+0.05
30Y Mortgage
30-Year Fixed Rate Mortgage Average...
7.10%-0.04
Unemployment
Unemployment Rate...
3.74%-0.04
CPI
Consumer Price Index for All Urban Consumers...
313.39idx+0.30
S&P 500
S&P 500 Index...
5328.69+18.15
VIX
CBOE Volatility Index...
15.58+0.88